Sewing Machine Financing & Payment Plans

Bring home the machine of your dreams today with flexible monthly payments.

At The Sewing Studio Fabric Superstore, we believe your creativity shouldn’t have to wait. We partner with Synchrony Financial to offer simple, secure sewing machine financing with fast approvals for our Florida customers.

Sewing machine financing makes it easier to invest in high quality equipment without paying the full cost upfront. Whether you’re looking for embroidery machines, quilting machines, or beginner models, financing options allow you to spread payments over time with flexible monthly plans. Many customers choose financing when purchasing higher end machines, making it one of the most popular ways to buy a sewing machine today.

Why Finance Your Machine With Us?

• 0% Interest for 6 Months: Available on purchases of $150 or more when paid in full within the promotional period.

• Low Monthly Payments: Fit a high end embroidery or quilting machine into your monthly budget.

• Instant Credit Decision: Apply online or at our front counter and get an answer in minutes.

• Brand Flexibility: Finance the latest models from Brother, Janome, Juki, and Baby Lock.

Where can I use my Sewing & More credit card?

The Sewing & More credit card can be used at participating retailers that offer Synchrony financing, including sewing and craft stores that accept this program. While you can manage your account online, all financed purchases at The Sewing Studio must be completed in person at our Maitland or Lady Lake, FL locations. Please bring a valid photo ID to complete your transaction. 

What credit score is needed for sewing machine financing?

Sewing machine financing is subject to approval through Synchrony Financial, and specific credit score requirements are not publicly disclosed. Approval depends on your overall credit profile, but options like layaway are available if you prefer a no credit check alternative.

Can I finance an embroidery machine with bad credit?

Sewing machine financing for bad credit depends on approval through Synchrony Financial, but alternative options like layaway can help customers secure a machine without traditional financing. This makes it possible to still move forward with your purchase even if financing isn’t approved.

How do I log in to my Sewing and More credit card account?

You can pay your bill or check your balance 24/7 through the Synchrony portal.

Visit Our Central Florida Showrooms

Stop in to test drive a machine and finalize your financing today!

The Sewing Studio - Maitland [9605 S US 17-92, Maitland, FL 32751]

The Sewing Studio - Lady Lake [918 Bichara Blvd, Lady Lake, FL 32159]

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Important Details

• *Subject to credit approval.

• Minimum monthly payments required.

• **All financed purchases must be made in person at our store locations.

• Valid photo ID required for all financed transactions.

• Offer and terms subject to change or discontinuation without notice.